Summary Box


The information contained in this table summarises key product features of your 1st Stop prepaid MasterCard® and is not intended to replace any terms and conditions.

On Application
Card issue fee
  • FREE (cost is included within 1st Stop Banking account opening fee.
    Please see Terms and Conditions.)
Additional card fee
  • £5.00 per card, maximum 1 additional card available
Limits
  • Minimum amount of initial load £10.00
  • Maximum initial load £1,250.00
  • Maximum card balance £5,000
Usage restrictions
Ongoing Features
Transaction fees
  • £1.00 for ATM withdrawals within the UK
  • £3.00 plus 2.75% of the transaction value for ATM withdrawals outside the UK
  • £3.50 for a cash advance within the UK
  • £5.00 for a cash advance outside the UK
Cash withdrawal fees
  • £3.00 plus 2.75% of the transaction value for ATM withdrawals
    outside the UK
Balance enquiry
  • FREE per call to balance enquiry line 0871 811 1884 (Calls cost 10p per minute from a BT landline but could be more from other networks and mobiles)
  • £0.15 per balance enquiry by SMS (plus standard network rate)
Top-up fees and limits
  • Maximum single load is £1250.
    Loads to your 1st Stop Prepaid MasterCard® from your 1st Stop Banking Account is FREE
Service fees
  • FREE monthly management
  • FREE replacement PIN
Closure
Cancellation or Redemption
  • £10.00 cash-out fee (cancellation of card and return of funds)
  • You must have more than £10.00 remaining on the card to redeem the balance
Expiry
  • Card valid for 3 years





















*1st Stop is only open to persons aged 18 and over. Conditions apply. Your 1st Stop Prepaid MasterCard® Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) and is entered in the Financial Services Authority Register under Registered number 156058. Newcastle Building Society subscribes to the Banking Code, copies of the Code are available upon request. 1st Stop, PO Box 3634, Chester CH1 9NL.

1st Stop Registered Office: Whitehills Business Park, Blackpool, FY4 5LW. Company Registration Number: 5153793. Registered in England and Wales.