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Frequently Asked Questions



I have a bad credit history; can I still get a Prepaid MasterCard®?

Can I apply online?

Can I get my salary/wages paid onto my card directly?

How can I withdraw money? Can I use cash machines (ATMs)?

How do I check my balance on my mobile phone?
I have a bad credit history; can I still get a Prepaid MasterCard® Card?
Yes, you can. You can get a 1st Stop Prepaid MasterCard®, regardless of your credit history. We don’t make any credit checks, and there is no chance of you getting into debt with a Prepaid card. You can only spend what you load. We can help you control your spending.
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Can I apply online?
Yes, you can. Simply click here to complete our online application form. If you have any problems, or require some assistance, please telephone 0871 811 1884 (Calls cost 10p per minute from a BT landline but could be more from other networks and mobiles) and one of our advisors will guide you through the process.
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Can I get my salary/wages paid onto my card directly?
Yes, you can. It couldn’t be simpler to get your wages paid into your account, simply sign the pre printed salary mandate and hand over to your employer or payroll department. This will mean that your wages, whether you are paid daily, weekly or monthly are paid directly onto your Card Account.
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How can I withdraw money? Can I use cash machines (ATMs)?
You can use your 1st Stop Prepaid MasterCard® in shops, online or over the phone and withdraw cash at any ATM that displays the MasterCard acceptance mark. Please use our ATM finder to locate your nearest ATM.
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How do I check my balance on my mobile phone?
Providing we have you mobile phone number, just text 'Balance' to 60777. Call Customer Services on 0871 811 1884 (Calls cost 10p per minute from a BT landline but could be more from other networks and mobiles) to set-up this facility.
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*1st Stop is only open to persons aged 18 and over. Conditions apply. Your 1st Stop Prepaid MasterCard® Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) and is entered in the Financial Services Authority Register under Registered number 156058. Newcastle Building Society subscribes to the Banking Code, copies of the Code are available upon request. 1st Stop, PO Box 3634, Chester CH1 9NL.

1st Stop Registered Office: Whitehills Business Park, Blackpool, FY4 5LW. Company Registration Number: 5153793. Registered in England and Wales.